Aetna.nations benefits.com Aetna Activate Card : aetna.nationsbenefits/activate Flex Card 2023


You can easily activate your Aetna Flex Card 2023 by logging into aetna.nationsbenefits.com and following a few simple steps. Aetna Medicare Advantage plans offer an extensive range of benefits that go beyond what Original Medicare provides, ensuring comprehensive care for your overall well-being.

The Consumerization of Healthcare

With the rapid growth of E-commerce and evolving consumer behavior, health plan members now expect the same convenience they enjoy when shopping with global retail giants. To meet this demand, NationsOTC® is at the forefront of the consumerization of healthcare by offering over-the-counter (OTC) benefits.

NationsOTC provides health plans with a comprehensive solution to manage their members’ access to affordable OTC products and services. With hundreds of name-brand and generic goods, health and wellness products, first-aid supplies, and food options available for home delivery across the country, NationsOTC ensures that healthcare remains accessible to all.

Features of the NationsOTC Solution

To further enhance the consumer experience, NationsOTC offers a customizable solution tailored to your health plan’s specific requirements. Key features of the NationsOTC solution include:

  1. CMS-compliant and fully customizable program
  2. 24/7/365 live customer service
  3. A comprehensive product formulary, including healthy foods and connectivity devices
  4. Competitive product pricing
  5. Five national distribution centers
  6. Nationwide 2-day delivery, at no additional cost

How to Activate Your Aetna Flex Card

To activate your Aetna Flex Card, simply follow these steps:

  1. Visit the page aetna.nationsbenefits.com/activate
  2. Enter the 16-digit card number and expiration date of your Benefits Mastercard® Prepaid Card
  3. Provide your Date of Birth and Last Name as provided during your health plan enrollment
  4. Click on the Activate Card button
  5. For further assistance, please call 877-204-1817 (TTY: 711)

Aetna Flex Card

How to Use Your OTCHS Benefits In-Store

Make the most of your OTCHS benefits with these steps:

  1. Refer to your OTC catalog to identify the items you want to purchase. Only items listed in your catalog are available through your plan.
  2. Visit any approved participating OTCHS-enabled CVS Pharmacy®, CVS Pharmacy y más®, or Navarro® store. Note that not all CVS stores participate in this benefit.
  3. In stores with dedicated OTCHS sections, locate eligible products with blue signs. Alternatively, look for blue labels indicating approved products throughout the store.
  4. Redeem your benefit at any register. Inform the cashier that you have an OTC benefit and present your member ID insurance card or a valid ID for eligibility verification. The member ID card is used for verification purposes only and not as a payment method.
  5. Please note that in-store prices may vary, but the prices listed in the catalog will be deducted from your benefit. Catalog prices cannot be combined with promotional offers or ExtraBucks® Rewards. Product availability may vary across CVS® OTCHS enabled stores.

Member Portal

Create a stronger connection with your brand by featuring your logo on the member portal, which offers the following features:

  • Robust search options with the ability to filter, sort, and search by category, pricing, wallet, and more
  • Product recommendations based on individual needs
  • Expandable product detail pages complete with 360-degree images
  • Benefit tracking to see available dollars for plan-approved products
  • Order tracking with carrier details and frequent status updates

How Does the Card Work?

Starting January 1, we load the card with $100 every quarter. You can use this card to pay for in-network copayments when visiting a primary care physician (PCP) office, a specialist office, or offices that perform certain other services.

If your office accepts Mastercard®, swipe the card as a debit card (with or without a PIN) to pay the copayment amount. You can pay the full amount using the card, or if your office allows multiple payment methods, use the card for a portion of the amount and another payment method for the rest.

Troubleshooting Card Issues

If you encounter any problems with your card, consider the following:

  • Ensure that you are using the card only for copayments.
  • Make sure the card is activated. Activate the card by calling the number on the activation sticker: 1-877-261-9951 (TTY: 711). After activation, try making the payment again.
  • Check if the expense is eligible under your plan. Refer to your Explanation of Coverage (EOC) document for details.

Need Help?

If you have any questions or need assistance, please call us at 877-439-2665 (TTY: 711). Our Member Experience Advisors are available 24/7/365 and provide language support services free of charge.

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