In the face of New York state court collection lawsuits brought by Galaxy International Purchasing, LLC, the Langel firm is here to defend consumers. With expertise in defending against collection lawsuits, wage garnishments, and bank seizures, we will fight for your rights. In addition, we may investigate claims against Galaxy International Purchasing, LLC for violations of the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and other applicable laws.
If you find yourself in need of assistance against Galaxy International Purchasing, LLC, please complete this intake form. We are ready to help.
Galaxy International Purchasing, LLC is often represented by Mullooly, Jeffrey, Rooney & Flynn, LLP, and Fulton, Friedman & Gullace, LLP in New York.
Federal Cases against Galaxy Purchasing International
Arbitration upheld in Galaxy International case involving FDCPA claims
In the case of Mines v. Galaxy International Purchasing, LLC, a federal court in Indiana acknowledged Galaxy International Purchasing, LLC’s right to compel arbitration of the class dispute based on the underlying credit agreement. The court found that Galaxy properly assigned the agreement, which granted it the authority to enforce arbitration in an FDCPA case.
The court determined that the broad language of the Cardholder Agreement’s arbitration provision created a presumption of arbitrability. As the plaintiff’s FDCPA claim related to the Cardholder Agreement and relied on its terms, it fell within the scope of the arbitration provision. The court also dismissed the argument that the plaintiff’s bankruptcy discharge terminated the right to arbitration, as the contract was not executory and arbitration of FDCPA claims did not conflict with the Bankruptcy Code.
Three key takeaways from Mines v. Galaxy International Purchasing, LLC are:
- The broad language of an arbitration provision in a Cardholder Agreement creates a presumption of arbitrability. If the plaintiff’s FDCPA claim relates to the agreement and relies on its terms, it may be subject to arbitration.
- Equitable estoppel can allow a non-signatory defendant to compel arbitration if the plaintiff’s claim is based on the agreement’s terms or involves joint conduct with a signatory defendant.
- Bankruptcy discharge does not automatically terminate the right to arbitration, and courts have not yet addressed the arbitrability of FDCPA claims in post-bankruptcy proceedings. (Mines v. Galaxy International Purchasing, LLC, No. 1:17-cv-04746-RLY-DLP, March 6, 2019).
Persistent Billing and Collection Issues with Galaxy International Purchasing, LLC
According to reports on the Better Business Bureau, consumers have consistently faced issues with Galaxy International Purchasing, LLC (GIP) regarding billing and collection. Complaints include not receiving proper documentation for debts, unauthorized selling and reselling of information, incorrect reporting of payment status, and difficulties reaching GIP for resolution. Despite GIP’s responses claiming to have sent requested documentation and advising consumers to contact them for further information, many consumers remain unsatisfied. This dissatisfaction arises from either not receiving promised documentation or receiving insufficient or generic documentation.
Galaxy International Purchasing, LLC
Galaxy International Purchasing, LLC is a foreign limited liability company incorporated in Nevada, primarily located at 4730 South Fort Apache Road, Las Vegas, Nevada, 89147. It is licensed (#1345376) by the Department of Consumer Affairs to collect debts in the City of New York.
The Better Business Bureau lists Galaxy International Purchasing, LLC as a holding company that operates under various alternative business names, including Worldwide Asset Purchasing, LLC (WAP), Galaxy Asset Purchasing II, LLC, and Galaxy Capital Acquisitions, LLC.
Galaxy International Purchasing does not have a stand-alone publicly accessible website. However, according to business records filed with the state of Nevada, Galaxy is a legal entity registered as a Domestic Limited-Liability Company under the laws of the State of Nevada. Its registered agent is Nevada Corporate Headquarters, Inc.
More Information to Help with a Wage Garnishment:
- Receive a Notice of Garnishment? Here’s a Summary of New York Law
- How much of my wages can be garnished? Summary of New York Law
- Vacating a Default Judgment in New York: 8 Fine Points
Here is a List of New York City’s Marshals who enforce wage garnishments:
- City Marshal Ronald Moses
- City Marshal Bruce Kemp
- City Marshal Gregg E. Bienstock
- City Marshal Martin Bienstock
- City Marshal Henry Daly
Contact us for assistance with your garnishment!